Our Services at SK & Associates!

Transportation Insurance is our focused business: The pandemic has shown the general public the importance of our essential workers providing transportation services against many difficulties. We have a specialized program for them to obtain the right amount of insurance for their particular needs. Whether big or small, we will make sure you are properly covered for the challenges of the industry.

Our traditional strenght has been Limousine and Taxi Programs: Representing the top carriers in these industries is our job, and to continue to monitor everchanging rules and regulations by New Jersey authorities and New York TLC. We will provide you with advice as to best physical locations, including means of most advantageous licenses and registration for your particualar business coverages. We will also consult you on best means for workers compensation.

Contractors Insurance Our organization is knowledgeable of the proper level of insurance that you will require for the type of contracting of your company. Do not risk exposing yourself or your family to unintended financial consequences for not having an expert insurance analysis.

Auto, SUV, Motorcycle, Boaters and ATV's: Buying insurance is not always an easy prospect for your vehicles. However our customers have peace of mind knowing that when it comes to placing a claim they can speak to us in person rather than calling

Personal Lines: Homeowners, Multifamily Dwellings and Tenants Policies: We provide all forms of insurance for your homes and multifamily residences. This can include two, three and four family units which my or may not be owner occupied.

Restaurant/Pubs, Gas and Service Stations: As insurance brokers and not agents, we are able to represent many companies. In fact, certain insurance companies provide coverage to specialized markets in New Jersey, which is why your coverage will be affordable and never more than you require.

Commercial General Liability: Protecting your primary source of income from fraudulent and lawful suits for unforeseen events is a necessary precaution to insuring that your business will thrive and pass on from generation to generation.

Worker's Compensation: Required in the State of New Jersey for yourself and your employees against accidents that may happen on the job. Standard rates apply.

SK & Associates  325 Passaic Ave., Lodi, New Jersey, 07644   973-471-0900 (Office)  973-471-1836 (Fax)

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